The UK's top rated travel debit card

No new accounts. No top-ups.
Just hassle-free spending abroad.

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Travel money made easy

Travel money
made easy

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Get better rates abroad

By removing exchange markups on foreign currencies, you can save up to 85% on FX fees compared with typical high-street banks charges.¹

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No topping up

Currensea works with your existing bank, so you can spend and save abroad without ever preloading or transferring funds.

Currensea Card and App

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Set up in minutes

Download the app and securely connect your existing bank account to your new Currensea card.

 

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Stay on top of spending

We’ll send you instant notifications and emails with the cost of your transaction in GBP and local currency.

Card and app

Iphone

No topping up

Currensea links straight to your existing bank, so you can spend abroad without ever preloading or transferring funds.

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Set up in minutes

Download the app and securely connect your existing bank account to your new Currensea card.

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Get better rates abroad

By removing exchange markups on foreign currencies, you can save up to 85% on FX fees compared with typical high-street banks charges.1

 

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Stay on top of spending

We’ll send you instant notifications and emails with the cost of your transaction in GBP and local currency.

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Accepted in 180 currencies

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Add to Apple Wallet

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Add to Google Wallet

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Over 200,000 travellers

Extra layer of security

Extra layer
of security

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Set card spend limits to help protect your bank account from fraud and theft

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Includes Mastercard chargeback rights
if a purchase goes wrong

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Easily freeze your card in the app
if it’s lost or stolen, to prevent fraud

Shield Icon-1

Set card spend limits to help protect your bank account from fraud and theft

mastercard icon

Includes Mastercard chargeback rights
if a purchase goes wrong

freeze icon

Easily freeze your card in the app
if it’s lost or stolen

Works with all major UK banks

Works with all
major UK banks

Currensea Banks
Currensea banks

Over £13 million saved in fees

Over £13 million
saved in fees

We eliminate the high FX markups high street banks add, helping hundreds of thousands of travellers save on every spend abroad.2

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Spend abroad, the smart way

Spend abroad,
the smart way

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Download the app

Link your Currensea card to your existing UK bank account. It only takes 2 minutes.

Currensea App
Currensea Cards

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Activate your card

Your card typically arrives within 5 working days, ready to add to your physical and mobile wallet.

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Spend like a local

Save on FX in all 180 currencies and enjoy hassle-free spending worldwide - by card, Apple Pay, or Google Pay.

New York Trip

Which plan is right for you?

Save on your spending abroad the easy way, whatever plan you pick

Essential Pro Elite
Unlock the Realtime Rate and save on every purchase overseas.3
Essential cardholders save an average of £43 a year in FX fees.4
Access the Currensea Pro Rate, the best FX rate available on the market, and enjoy over £6905 worth of exclusive travel perks.
Pro cardholders save an average of £118 a year in FX fees.3
Unlock over £2,3006 in Elite perks, from luxury benefits to a personal lifestyle manager, and enjoy our market-leading Currensea Pro Rate.
Elite cardholders save an average of £195 a year in FX fees.3

Compare all plans

Travel saving stories

Travel saving
stories

Greece Trip

Big savings in Greece for a week

See how you could save over £100 on your next holiday to Greece.

New York

How to do NYC with Currensea

Ready to save over £140 on your next trip to New York?

No more top ups

Make topping up a thing of the past

Currensea connects with your UK bank account. Use your Currensea card and we’ll automatically exchange your money as you spend abroad. No need to top up or transfer money between accounts.

Money saved

Your money deserves more than “fee free”

Our subscription free Essential plan is typically cheaper than so called “fee free” cards, who pass on hidden fees and rates¹. Plus, the savings get even better on our Pro and Elite plan.

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Save £55 a year in FX fees²

On average our customers save £55 per year compared to using a high street bank card. You can see how much money you’ve saved in the app.

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Travel like a Pro with Currensea Pro

Get the best FX rate in the market with the Currensea Pro Rate, typically over 0.5% cheaper than “fee free” cards and over 3% cheaper than high street banks³.



It's packed with Pro-level perks, like 3GB of global data, as well as car hire and hotel upgrades.

Find out more
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1High street banks like Barclays, Lloyds, and HSBC add FX markups to overseas transactions, making the Currensea Realtime Rate significantly cheaper. See how we calculated it here. 

2Total savings of £13,080,329.24 calculated by comparing typical high-street bank FX fees with fees paid by Currensea customers when spending abroad, between 1 January 2019 and 31 December 2025. 

3To view our FX rates, click here. 

4From December 2024 to November 2025, Essential customers saved an average of £43.20, Pro customers saved £118.28, and Elite customers saved £195.34 on FX fees compared with the rates charged by
leading high-street banks.

5Pro savings are calculated in December 2025 using example bookings for a trip to Barcelona from 10–16 August 2026, including: Hertz car hire (Volvo XC40 with standard insurance and an additional driver) at £538 normal cost with a 10% discount and free additional driver (equivalent saving £177), three free eSIMs (£20 value), a Hotelux stay with fixed £260 value, and a Preferred Hotels stay at the H10 Metropolitan (10–13 August 2026, superior double room with terrace, 4 nights for the cost of 3), saving £190. Additional savings include 12% off Heathrow Express business first class open return for two (£11) and 15% off easyJet Plus membership (£37). Total representative savings: approximately £695. 

6Elite savings are calculated using the same trip to Barcelona (10–16 August 2026) and include higher-tier Elite discounts: 15% off Hertz car hire plus a free additional driver (£200 value), five free eSIMs (£35 value), a Hotelux fixed-value benefit (£260), and the same Preferred Hotels offer at the H10 Metropolitan (10–13 August 2026) saving £190. Additional benefits include 12% off Heathrow Express for two (£11), 15% off easyJet Plus (£37), £100 luxury hotel credit, and a TEN Concierge annual membership worth £1,560. Combined representative value: approximately £2,393. 

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

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Download the app
2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.