Statue of Liberty, New York
How we compare

£145 saved in New York

Couple

Using your Currensea travel debit card in New York will remove bank fees, typically giving you a better exchange rate than the high street, challenger banks, and prepaid card providers. It could save you £145 on average¹.

Holiday spend breakdown

Based on a week long trip to New York for two adults

Four-star hotel, including weekend checkout

$1,800

Local ATM at the weekend

$300

Breakfast, lunch and dinner

$1,800

Taxis and public transport

$180

Daily refreshments inc coffee, soft drinks and ice cream

$240

Entertainment including excursions, museums and galleries 

$875

Local ATM midweek

$200

Drinks and evening entertainment

$1,000

Shopping and souvenirs

$800

TOTAL

$7,195

The Comparison

See how using a Currensea card to spend abroad stacks up against high street banks, challenger banks and travel spending cards.

Essential card

Essential

Subscription free
0.5%

Premium card

Premium

£25/year
0%

Elite card

Elite

£120/year
0%

Card

Total FX charges %

Total FX charges £

Currensea
0.5%
£28.10
Royal Bank of Scotland
3.33%
£187.17
Barclays
3.51%
£197.28
HSBC
3.41%
£191.61
Lloyds Bank
4.36%
£245.28
Santander
3.53%
£198.41
TSB
5.22%
£293.14
Starling Bank
0.58%
£32.60
Monzo
0.68%
£38.32
Revolut
1.48%
£83.12
Curve
3.84%
£215.67
Caxton
3.07%
£172.55
FairFX
2.87%
£161.06
Travelex
2.00%
£112.41
Post Office
5.33%
£299.77

Card

Total FX charges %

Total FX charges £

Currensea
0%
£0
Royal Bank of Scotland
3.33%
£187.17
Barclays
3.51%
£197.28
HSBC
3.41%
£191.61
Lloyds Bank
4.36%
£245.28
Santander
3.53%
£198.41
TSB
5.22%
£293.14
Starling Bank
0.58%
£32.60
Monzo
0.68%
£38.32
Revolut
1.48%
£83.12
Curve
3.84%
£215.67
Caxton
3.07%
£172.55
FairFX
2.87%
£161.06
Travelex
2.00%
£112.41
Post Office
5.33%
£299.77

Card

Total FX charges %

Total FX charges £

Currensea
0%
£0
Royal Bank of Scotland
3.33%
£187.17
Barclays
3.51%
£197.28
HSBC
3.41%
£191.61
Lloyds Bank
4.36%
£245.28
Santander
3.53%
£198.41
TSB
5.22%
£293.14
Starling Bank
0.58%
£32.60
Monzo
0.68%
£38.32
Revolut
1.48%
£83.12
Curve
3.84%
£215.67
Caxton
3.07%
£172.55
FairFX
2.87%
£161.06
Travelex
2.00%
£112.41
Post Office
5.33%
£299.77

Find out how we calculated costs for other methods of spend abroad here

Lose the FX fees. Spend in 180 currencies¹

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Choose your plan

Essential

Great rates when spending abroad for the occasional traveller
  • Competitive 0.5% FX rate

  • Fee-free withdrawals up to £500/month, then 2% rate applies

  • Advanced security - spend notifications, set spend limits & freeze card

  • Spend in all 180 currencies

Subscription free

Most popular

Premium

0% FX rate with exclusive benefits, perfect for regular travellers
  • Market leading 0% FX rate

  • Fee-free withdrawals up to £500/month, then 1% rate applies

  • Exclusive car hire benefits with Avis & Hertz

  • Preferred Hotels & Resorts perks

  • Exclusive offers for Premium cardholders

£25/ year

Elite

0% FX rates with luxury benefits for frequent jet-setters
  • Market leading 0% FX rate

  • Fee-free withdrawals up to £750/month, then 1% rate applies

  • Exclusive membership to Avis President's club and Hertz's President's Circle

  • Preferred Hotels & Resorts - enjoy 4 nights for the price of 3

  • 24/7 travel concierge giving you access to top restaurants, events and experiences

  • Airport lounge access with Lounge Key™

  • Exclusive offers for Elite cardholders

£120 / year

Not sure which plan is best for you?

The Currensea app

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¹We calculate the average cost that the high street banks, challenger banks and pre-paid travel cards included in the table above would add to your transactions overseas. We then subtract the cost whilst using Currensea, giving the savings of £145, whilst spending $7,195 during a week long trip in New York for two.

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

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2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.