Currensea | Typically lower rates than travel debit cards and banks

Leave the bank card at home and save big time

Works exactly as you’d expect and is way cheaper than using bank cards, especially at ATM’s. My Halifax card was hardly used overseas due to charges and now it can stay at home.

Jeff

Easiest way of spending abroad!

No card to top up like previous cards I’ve used and it was totally effortless. After each transaction you get a message telling you the exchange rate, I would highly recommend!

L Marshall

So easy to use

I’ve been using the card in Europe, Singapore and Australia constantly and it’s so easy to use. I like how I get instant notifications which tell me how much I’ve spent in GBP

Tessa

Won’t be using paper currency again…

Always carried Euros because could never find a card provider that met my needs. It did what it said on the tin. Being notified immediately of every transaction was helpful

Simple to use and saving money

Simple to use and saving money all the time while spending. I love it!

Julie

We love Currensea

We love Currensea especially receiving instant notifications of transactions Saves us taking our usual credit cards and knowing we are only paying local rates

Moon

Leave the bank card at home and save big time

Works exactly as you’d expect and is way cheaper than using bank cards, especially at ATM’s. My Halifax card was hardly used overseas due to charges and now it can stay at home.

Jeff

Easiest way of spending abroad!

No card to top up like previous cards I’ve used and it was totally effortless. After each transaction you get a message telling you the exchange rate, I would highly recommend!

L Marshall

Won’t be using paper currency again…

Always carried Euros because could never find a card provider that met my needs. It did what it said on the tin. Being notified immediately of every transaction was helpful

Leave the bank card at home and save big time

Works exactly as you’d expect and is way cheaper than using bank cards, especially at ATM’s. My Halifax card was hardly used overseas due to charges and now it can stay at home.

Jeff

Easiest way of spending abroad!

No card to top up like previous cards I’ve used and it was totally effortless. After each transaction you get a message telling you the exchange rate, I would highly recommend!

L Marshall

How Currensea saves you money

Sign up and link your existing bank account

Your Currensea card securely links with your current account. See banks we link with.

No bank fees when you spend abroad

Get low FX rates without the bank fees every time you pay, anywhere in the world. View our rates.

Watch the savings add up

On average our customers save £55 a year compared to using a high street bank debit card¹. Track your money saved vs the banks in the app.

New

Want to earn stays at Hilton with your everyday spending?

Introducing the Hilton Honors Debit Card. A new way to earn Hilton Honors Points and rewards with your everyday spending.

Find out more

Lose the bank FX fees. Spend in 180 currencies

Secure for your peace of mind

Securely connects with your bank account

Covered by Mastercard purchase protection

Freeze your card in the app if it’s lost or stolen

Protect your account with 2-factor authentication and location

Set card spend limits to protect against misuse from fraud and theft

Our dedicated customer service
team is on hand to help

What do the experts say?

“Currensea allows you to spend in all 180 currencies without charges”

Essential

The Currensea Realtime Rate. Great rates and hassle-free holiday spending for the occasional traveller

Currensea Realtime Rate

£500 fee free spend

£250 fee free ATM

Subscription free

£4.95 card postage

Get Essential

Best value

Pro

The best FX rate with the Currensea Pro Rate². Plus exclusive perks for frequent travellers: 3GB global data, hotel upgrades, and car hire benefits

Currensea Pro Rate

Unlimited fee free spend

£500 fee free ATM

3GB global data

Hotel offers

Car hire upgrades

10% cashback at Booking.com

£39.95 / year

Free postage

Go Pro

Elite

The ultimate travel partner for jet-setters. Everything in Pro, plus lifestyle concierge by TEN, 5GB global data, luxury hotel benefits, and car hire upgrades

Currensea Pro Rate

Unlimited fee free spend

£750 fee free ATM

5GB global data

TEN lifestyle concierge

Car hire upgrades

Hotel offers

Airport lounge access

10% cashback at Booking.com

£150 / year

Free postage

Join the Elite

Giving back to reduce the environmental impact of travel

Over 600,000 trees planted

Our customers have planted over 600,000³ trees by choosing to contribute a small portion of their bank fee savings to Eden Reforestation Projects.

Over 24 million plastic bottles recovered

By opting to donate some of their bank fee savings to Plastic Bank, our customers have recovered over 24 million ocean bound plastic bottles³.

Download the app to get started

excellent 4.9 out of 5

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Scan with your phone camera to get the app

¹Savings are based on customers who made at least one transaction in their first year. We compared FX fees from using their bank card vs Currensea to create an average. More details on our calculation method can be found here.

²The Currensea Pro Rate provides Pro customers access to the interbank foreign exchange rate across 16 major currencies. There are no fees, spreads, markups, or hidden charges applied, ensuring rates superior to those offered by challenger banks, high street banks, travel debit cards, and bureaux de change. For currencies outside these 16, the Mastercard card scheme rate is applied with no spreads, markups, or hidden charges from Currensea. Additionally, there are no extra costs such as weekend fees, bank holiday fees, or dormancy fees. The only cost is your annual membership fee, payable upon renewal. For live exchange rates, visit our Rates Page. For details on how comparisons are made, please see here.

³Total savings for 2024 were calculated by comparing the FX fees customers would have paid using their bank card vs Currensea for the total amount spent on their Currensea card.

⁴We partner with Eden Reforestation Projects and Plastic Bank to offset our carbon footprint. Customers can opt to contribute their bank fee savings. Figures represent total contributions since Currensea's launch.

The UK’s top rated travel debit card

Save on FX fees when spending abroad with Currensea

The UK’s top rated travel debit card

Save on FX fees when spending abroad with Currensea

Rated 4.9 out of 5 by over 12,000 happy reviewers

So easy to use

Won’t be using paper currency again…

Simple to use and saving money

We love Currensea

Banks we link with

How Currensea saves you money

Sign up and link your existing bank account

No bank fees when you spend abroad

Watch the savings add up

Works with your existing bank account

Want to earn stays at Hilton with your everyday spending?

Lose the bank FX fees. Spend in 180 currencies

Big savings in Greece for a week

How to do NYC with Currensea

Save on a 2 week trip to Florida

Spend and save on a holiday in Spain

Hassle-free travel spending

Spend like you're at home

Always get the realtime rate

Stay in control with notifications

Secure for your peace of mind

What do the experts say?

“Currensea allows you to spend in all 180 currencies without charges”

What do the experts say?

“The beauty is, you don't have to worry about pre-loading before you set off”

What do the experts say?

“I am hooked on my Currensea card whenever I go away on holiday.” – Martyn James

What do the experts say?

“The Sun’s Travel Editor recommends Currensea" - Lisa Minot

Choose your plan

Essential

Subscription free

Pro

£39.95 / year

Elite

£150 / year

£0

Thats how much we’ve saved our customers on high street bank FX fees last year². Join the FX fee revolution and see how much you can save.

Giving back to reduce the environmental impact of travel

Over 600,000 trees planted

Over 16,000,000 plastic bottles recovered

Giving back to reduce the environmental impact of travel

Over 600,000 trees planted

Over 24 million plastic bottles recovered

Download the app to get started

Download the app to get your card

Get the app

Link to your bank

Spend and save on FX fees