Compare our plans

	Essential Great rates when spending abroad for the occasional traveller Subscription free	Premium 0% FX rate with exclusive benefits, perfect for regular travellers £25 / year	Elite 0% FX rates with luxury benefits for frequent jet-setters £120 / year
FX rate	0.5%	0%	0%
Money transfer	0.5% FX rate on transfers of £100 - £20,000	0.5% FX rate on transfers of £100 - £20,000	0.5% FX rate on transfers of £100 - £20,000
ATM withdrawals	0.5% FX rate on withdrawals. 2% rate applies over £500 per month	Fee-free withdrawals. 1% rate applies over £500 per month	Fee-free withdrawals. 1% rate applies over £750 per month
Currencies	Spend in all 180 currencies	Spend in all 180 currencies	Spend in all 180 currencies
Security	Advanced security; 2FA, spend notifications, spend limits, freeze card	Advanced security; 2FA, spend notifications, spend limits, freeze card	Advanced security; 2FA, spend notifications, spend limits, freeze card
Card	Free delivery of Mastercard Debit card	Free delivery of Mastercard Debit card	Free delivery of Mastercard World Elite Debit card
Car hire benefits	-	Complimentary Hertz Five Star status, AVIS Preferred status offering up to 20% off bookings, 10% off Rentalcars.com	Hertz Presidents Club and AVIS Presidents Circle, offering up to 35% off bookings, guaranteed upgrades and free additional driver. 10% off Rentalcars.com
Booking.com	-	4% cashback in account credit on each reservation	Up to 10% cashback in account credit on each reservation
Preferred Hotels & Resorts	-	Complimentary nights stay when booking a trip of 4 nights or more	Enjoy 4 nights for the price of 3 and other exclusive benefits with 'Elite I Prefer Member Status'
Luxury travel concierge	-	-	Complimentary 24/7 travel concierge giving you truly luxurious benefits and access to top restaurants, events and experiences
Luxury Hotels & Resorts	-	-	Priority access to luxury hotels, free daily breakfasts for two, room upgrades, early check-in and late check-out and up to $100 amenities credit
Airport lounges	-	- More about premium	Worldwide airport lounge access for just £24/pp with LoungeKey More about Elite

You’re a few steps away from the easiest way to spend abroad.

No need to top up - works with your existing bank

Save on FX fees when spending abroad

Questions about pricing

Is Currensea accepted everywhere?

Currensea is a Mastercard travel debit card, which is accepted in millions of locations worldwide. You can use it abroad just like your existing debit card - to pay in hotels, shops, restaurants, and other places that accept Mastercard. We support payments in all international currencies.

How do I pay for the Premium and Elite plans?

The Premium plan costs £25 a year and the Elite plan costs £120 a year. Your annual payment will be collected via direct debit within 5 working days of signing up or upgrading to the paid plans.

Does Currensea charge for ATM withdrawals?

There are no ATM withdrawal fees abroad. However, it is not possible to use ATMs in the UK. For all withdrawals abroad over £500 per month, we apply a total markup of 2% on the exchange rate for the Essential Plan and 1% for the Premium Plan and Business/Freelance customers. For customers on the Elite Plan, only withdrawals over £750 per month have a 1% exchange rate markup.

Please note, some ATM providers may charge transaction fees. To save as much as possible, we always recommend using the Currensea card rather than cash when spending in restaurants, shops and hotels. Currensea can be used wherever Mastercard is accepted.