A plan for every traveller - go Pro or Elite and unlock perks that take your travel money further.
Links to your bank; never top up or exchange again
Spend worldwide all 180 currencies automatically
Get instant spend notifications, in the local currency and GBP
The Currensea Realtime Rate. Great rates and hassle-free holiday spending for the occasional traveller
£4.95 card postage
The best FX rate with the Currensea Pro Rate¹. Plus exclusive perks for frequent travellers: 3GB global data, hotel upgrades, and car hire benefits
Free postage
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The ultimate travel partner for jet-setters. Everything in Pro, plus lifestyle concierge by TEN, 5GB global data, luxury hotel benefits, and car hire upgrades
Free postage
Find the right plan for you
Realtime Rate
The Currensea Realtime Rate removes bank fees and is typically even cheaper than "fee free" cards like Monzo, Starling or Chase. It's better than the best rates on cash and has no weekend fees².
Pro Rate
Get the best FX rate in the market with the Currensea Pro Rate, typically over 0.5% cheaper than “fee free” cards and over 3% cheaper than high street banks¹.
Pro Rate
Get the best FX rate in the market with the Currensea Pro Rate, typically over 0.5% cheaper than “fee free” cards and over 3% cheaper than high street banks¹
Up to £200 fee free withdrawals per month on the Realtime Rate
2% FX fee applies on the Realtime Rate over £200
£750 fee free withdrawals per month on the Currensea Pro Rate
1% FX fee applies on the Pro Rate over £750
Spend in all 180 currencies
Spend in all 180 currencies
Spend in all 180 currencies
Advanced security: 2FA, spend notifications, spend limits, freeze card
Advanced security: 2FA, spend notifications, spend limits, freeze card
Stay connected abroad with three complimentary 1GB eSIMs per year, ensuring seamless browsing, calling, and messaging on the go. Each eSIM is valid for 5 days from activation.
Stay connected abroad with five complimentary 1GB eSIMs per year, ensuring seamless browsing, calling, and messaging on the go. Each eSIM is valid for 5 days from activation.
Avis Preferred Plus
Hertz Gold Plus Rewards
Complimentary HoteLux membership
Preferred Hotels & Resorts perks
Complimentary HoteLux membership
Luxury Hotels & Resorts perks
Ten luxury lifestyle management
This is a 360-degree lifestyle service like no other. Whether it’s planning an unforgettable holiday, securing a table at the hottest new restaurant, or jumping the queue for sport, theatre and music, events, our expert Lifestyle Managers are on call to take the hassle out of living well.
Access airport lounges worldwide from £24 per visit per person
Pro and Elite perks subject to availability & supplier terms apply³.
Scan with your phone camera to get the app
¹The Currensea Pro Rate provides Pro customers access to the interbank foreign exchange rate across 16 major currencies. There are no fees, spreads, markups, or hidden charges applied, ensuring rates superior to those offered by challenger banks, high street banks, travel debit cards, and bureaux de change. For currencies outside these 16, the Mastercard card scheme rate is applied with no spreads, markups, or hidden charges from Currensea. Additionally, there are no extra costs such as weekend fees, bank holiday fees, or dormancy fees. The only cost is your annual membership fee, payable upon renewal. For live exchange rates, visit our Rates Page. For details on how comparisons are made, please see here.
²High street banks like Barclays, Lloyds, and HSBC add FX markups to overseas transactions, making the Currensea Realtime Rate significantly cheaper. Challenger banks like Monzo, Starling, and Chase rely on card scheme rates, which are fixed daily, making the Realtime Rate typically cheaper. Additionally, some cards, like Revolut, charge variable fees on weekends and bank holidays.
³Currensea Pro & Elite include access to exclusive benefits such as car hire and hotel memberships, discounts, and upgrades. These offers are provided by third-party partners and are subject to their terms, conditions, and availability. Currensea is not responsible for maintaining or guaranteeing the availability of partner offers, which may be modified or withdrawn at any time.
Connect your Currensea card to your existing bank account.
We debit your bank account when you spend, and will notify you of savings.