Pick a card, any card...

A plan for every traveller - go Pro or Elite and unlock perks that take your travel money further.

Currensea cards

Travel spend done differently

Bank

Links to your bank; never top up or exchange again

World

Spend worldwide all 180 currencies automatically

Notficiation

Get instant spend notifications, in the local currency and GBP

Essential

The Currensea Realtime Rate. Great rates and hassle-free holiday spending for the occasional traveller

Realtime rate
Realtime Rate
Card
£500 fee free spend
ATM
£200 fee free withdrawals

Subscription free

£4.95 card postage

Essential card
Best value

Pro

The best FX rate with the Currensea Pro Rate¹. Plus exclusive perks for frequent travellers: 3GB global data, hotel upgrades, and car hire benefits

Exchange rate
Currensea Pro Rate
Card
Unlimited fee free spend
ATM
£500 fee free ATM
eSIMs
3GB global data
Hotels
Hotel offers
Car
Car hire upgrades
cashback
10% cashback on booking.com

£39.95 / year

Free postage

Currensea Pro Card
plus

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Elite

The ultimate travel partner for jet-setters. Everything in Pro, plus lifestyle concierge by TEN, 5GB global data, luxury hotel benefits, and car hire upgrades

Exchange rate
Currensea Pro Rate
Card spend
Unlimited fee free spend
ATM
£750 fee free ATM
Concierge
TEN lifestyle concierge
eSIMs
5GB global data
Star
Airport lounge access
Hotels
Hotel offers
Car
Car hire upgrades
Cashback
10% cashback on booking.com

£150 / year

Free postage

Elite

Compare in detail

Find the right plan for you

Currensea-card-front-1

Essential

Subscription free

£4.95 postage

Best value
pro card flat

Pro

£39.95

Free postage

Elite card

Elite

£150 / year

Free postage

Foreign exchange Rate

Realtime Rate
The Currensea Realtime Rate removes bank fees and is typically even cheaper than "fee free" cards like Monzo, Starling or Chase. It's better than the best rates on cash and has no weekend fees².

Pro Rate
Get the best FX rate in the market with the Currensea Pro Rate, typically over 0.5% cheaper than “fee free” cards and over 3% cheaper than high street banks¹.

Pro Rate
Get the best FX rate in the market with the Currensea Pro Rate, typically over 0.5% cheaper than “fee free” cards and over 3% cheaper than high street banks¹

Card spend
Up to £500 fee free spend per calendar month on the Realtime Rate

1% FX fee applies on spend over £500
Unlimited fee free spend on the Currensea Pro Rate
Unlimited fee free spend on the Currensea Pro Rate
ATM withdrawals

Up to £200 fee free withdrawals per month on the Realtime Rate

2% FX fee applies on the Realtime Rate over £200

£500 fee free withdrawals per month on the Currensea Pro Rate

1% FX fee applies on the Pro Rate over £500

£750 fee free withdrawals per month on the Currensea Pro Rate

1% FX fee applies on the Pro Rate over £750

Currencies

Spend in all 180 currencies

Spend in all 180 currencies

Spend in all 180 currencies

Security

Advanced security: 2FA, spend notifications, spend limits, freeze card

Advanced security: 2FA, spend notifications, spend limits, freeze card

Advanced security: 2FA, spend notifications, spend limits, freeze card

Global eSIMs

Stay connected abroad with three complimentary 1GB eSIMs per year, ensuring seamless browsing, calling, and messaging on the go. Each eSIM is valid for 5 days from activation.

Stay connected abroad with five complimentary 1GB eSIMs per year, ensuring seamless browsing, calling, and messaging on the go. Each eSIM is valid for 5 days from activation.

Car hire upgrades

Avis Preferred Plus

  • Up to 20% off bookings
  • Priority service at the counter

  • Single car upgrade
  • 
Free additional driver



Hertz Gold Plus Rewards


  • 10% off bookings
  • Free additional driver

  • Priority service at the counter
Avis President’s Club membership
  • Up to 35% off bookings
  • Single car upgrade
  • Double car upgrade upon availability on weekends
  • Free additional driver
  • Free Roadside Assistance Plus
  • Priority service at the counter

     

Hertz President’s Circle membership
  • Up to 15% off bookings
  • Single car upgrade
  • Free additional driver
  • Priority service at the counterExtra Hertz reward points
Hotel upgrades

Complimentary HoteLux membership

  • Priority access to luxury resorts such as Mandarin Oriental, The Ritz, Shangri-La
  • Discounts on luxury hotels
  • Complimentary daily breakfast
  • Up to $200 hotel amenity credit
  • Complimentary room upgrades

Preferred Hotels & Resorts perks

  • Complimentary night when booking 4+ nights
  • Preferred hotels loyalty perks

Complimentary HoteLux membership

  • Priority access to luxury resorts such as Mandarin Oriental, The Ritz, Shangri-La
  • Discounts on luxury hotels
  • Complimentary daily breakfast
  • Up to $200 hotel amenity credit
  • Complimentary room upgrades

Luxury Hotels & Resorts perks

  • Mastercard Lowest Hotel Rate Guarantee
  • Complimentary daily breakfast for two
  • Hotel amenity credits worth up to $100 (USD)
  • Complimentary room upgrades
  • Early check-in, and late check-out
Offers and discounts
  • Up to 10% cashback at Booking.com
  • 12% off at Heathrow express
  • 15% discount on EasyJet Plus
  • Up to 10% cashback at Booking.com
  • 12% off at Heathrow express
  • 15% discount on EasyJet Plus
Travel concierge

Ten luxury lifestyle management
This is a 360-degree lifestyle service like no other. Whether it’s planning an unforgettable holiday, securing a table at the hottest new restaurant, or jumping the queue for sport, theatre and music, events, our expert Lifestyle Managers are on call to take the hassle out of living well.

Airport lounge access

Access airport lounges worldwide from £24 per visit per person

Essential

Subscription free

£4.95 postage

Pro

£39.95

Free postage

Elite

£150 / year

Free postage

Pro and Elite perks subject to availability & supplier terms apply³.

The Currensea app

Download the app to get started

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Scan with your phone camera to get the app

¹The Currensea Pro Rate provides Pro customers access to the interbank foreign exchange rate across 16 major currencies. There are no fees, spreads, markups, or hidden charges applied, ensuring rates superior to those offered by challenger banks, high street banks, travel debit cards, and bureaux de change. For currencies outside these 16, the Mastercard card scheme rate is applied with no spreads, markups, or hidden charges from Currensea. Additionally, there are no extra costs such as weekend fees, bank holiday fees, or dormancy fees. The only cost is your annual membership fee, payable upon renewal. For live exchange rates, visit our Rates Page. For details on how comparisons are made, please see here.

²High street banks like Barclays, Lloyds, and HSBC add FX markups to overseas transactions, making the Currensea Realtime Rate significantly cheaper. Challenger banks like Monzo, Starling, and Chase rely on card scheme rates, which are fixed daily, making the Realtime Rate typically cheaper. Additionally, some cards, like Revolut, charge variable fees on weekends and bank holidays.

³Currensea Pro & Elite include access to exclusive benefits such as car hire and hotel memberships, discounts, and upgrades. These offers are provided by third-party partners and are subject to their terms, conditions, and availability. Currensea is not responsible for maintaining or guaranteeing the availability of partner offers, which may be modified or withdrawn at any time.

Download the app to get your card

1
Get the app

Currensea is a mobile app, so you must download the app.

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2
Link to your bank

Connect your Currensea card to your existing bank account.

3
Spend and save on FX fees

We debit your bank account when you spend, and will notify you of savings.