Do I get charged for using
my debit card abroad?

Yes, typically your bank will charge you between 2% and 5% on each transaction. To avoid these charges try Currensea's free travel debit card that has a 0.5% charge and gives you the best live exchange rates

Currensea travel money card
Get my free travel debit card
Currensea travel money card

See how much your bank charges you in rates and fees

Savings are based on a two week family holiday in Florida
TOTAL CHARGES, %
TOTAL CHARGES, £
CURRENSEA
ELITE & PREMIUM PLAN
0%
£0
CURRENSEA
ESSENTIAL
0.5%
£46.13
RBS 3.27%
£301.71
BARCLAYS 3.51%
£323.86
HSBC 3.38%
£311.50
LLOYDS 4.03%
£371.86
SANTANDER 3.63%
£334.61
TSB 4.56%
£421.20
…vs high street banks
You still get all the security of using your bank account, just without the fees. It’s as simple as that.
TOTAL CHARGES, %
TOTAL CHARGES, £
CURRENSEA
ELITE & PREMIUM PLAN
0%
£0
CURRENSEA
ESSENTIAL
0.5%
£46.13
CURVE + £4.99 card delivery 2.58%
£238.29
CAXTON 2.25%
£207.60
FAIRFX 2.27%
£209.60
TRAVELEX 4.40%
£405.98
CANNYAPP 4.52%
£417.05
POST OFFICE 4.53%
£418.20
…vs travel money cards and prepaid travel cards
With Currensea's travel debit card you don’t have to worry about topping up or juggling currencies. We automatically give you the best exchange rate, every single time you spend.

Currensea's travel debit card
explained

No video selected

Select a video type in the sidebar.

See how much you can save

Save in 180 currencies vs high street banks, prepaid travel cards and travel debit cards

Our connected banks

We work with all the major UK high-street banks
Currensea connects to all the major UK banks

Read Currensea's reviews on Trustpilot

 

Why is Currensea better than using a
debit card or a prepaid travel card?

We link with your current bank account via Open Banking to make saving money simple.
You can find out more about Open banking here
No new bank account needed with a Currensea travel debit card

No new bank
account needed

Forget having to set-up and manage multiple accounts

No need to top-up with a Currensea travel debit card

No need to
top-up or pre-pay

Remove the hassle and inconvenience of pre-loading another card

No need to pre-pay with a Currensea travel debit card

No ATM fees

 

Pay no ATM fees if you withdraw under £500

How Currensea's travel debit card works

How Currensea links to your bank account

Link your bank account with Currensea

  • Currensea connects to your bank account removing bank fees when spending in foreign currency's

  • No topping up, no moving money and no new bank account needed

  • Better rates than the banks, post office or any FX provider

How Currensea is like your debit card but without the fees

Like your debit card, but without fees

  • Pay in any of the 180 currencies across the world

  • Transactions go through at the real-time rate without any fees

  • Get an app notification and email detailing your spend and savings using Currensea vs your bank

How Currensea processes all of your transactions

We process all of your transactions

  • We automatically Direct Debit your linked bank account

  • All transactions are shown in your Currensea App

  • Once processed, your transactions appear on your bank account

Your account is secure with Currensea

Currensea is Authorised by the Financial Conduct Authority

Authorised by the Financial Conduct Authority

Currensea is secured with the latest bank security and encryption technology

Freeze your card anytime at the click of the button via the app

All purchases made using a Currensea travel debit card are protected by Mastercard Chargeback Protection

All purchases protected by Mastercard Chargeback Protection

As seen in

Head for Points Currensea review
The Gadget Show Currensea review
Money Saving Expert Currensea review

No video selected

Select a video type in the sidebar.

City A.M. Currensea review
Forbes Currensea review
Evening Standard Currensea review
Sunday Express Currensea review
The Fintech Times Currensea review
The Independent Currensea review
Which Currensea review