Is it better to
Use euros or a debit card?

If you take your bank or credit card with you to anywhere in Europe your bank will typically charge you between 2% and 5% on each transaction. However changing money before you go will likely mean you will get a bad exchange rate. Alternatively try a travel money card which often have better exchange rates and let you withdraw money from European ATMs.

Currensea travel money card
Get my free travel debit card
Currensea travel money card

Are prepaid travel cards a good idea?

Although using a prepaid travel card is safer than carrying around large amounts of cash and can help you avoid overspending, prepaid cards often come with lots of fees. Common charges to watch out for include application fees, monthly fees, ATM withdrawal fees, inactivity fees and redemption fees.

Prepaid travel cards also can’t be used in certain circumstances, such as in places that require a security deposit, and some petrol stations. Prepaid cards also don’t offer the same level of protection as credit cards.

Find out more information about prepaid travel cards here.

Use a Currensea travel money card on a beach
A free Currensea travel debit card

What is a travel debit card?

A better solution, offered by Currensea, is a travel debit card. You simply spend abroad in any desired currency as the money will be collected from your existing bank account by direct debit. A new way to spend abroad without worrying about fees, topping-up, and managing multiple accounts.

Plus, our free card takes minutes to sign up.

Currensea's travel debit card
explained

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See how much your bank charges you in rates and fees

Savings are based on a one week family holiday in Spain
 TOTAL CHARGES, %
TOTAL CHARGES, £
CURRENSEA
ELITE & PREMIUM PLAN		 0%
£0
CURRENSEA
ESSENTIAL		 0.5%
£20.55
RBS 3.27%
£134.37
BARCLAYS 3.51%
£144.24
HSBC 3.44%
£141.26
LLOYDS 4.25%
£174.74
SANTANDER 3.72%
£152.75
TSB 4.97%
£204.40
…vs high street banks
You still get all the security of using your bank account, just without the fees. It’s as simple as that.
 TOTAL CHARGES, %
TOTAL CHARGES, £
CURRENSEA
ELITE & PREMIUM PLAN		 0%
£0
CURRENSEA
ESSENTIAL		 0.5%
£20.55
CURVE + £4.99 card delivery 2.17%
£89.02
CAXTON 2.25%
£92.46
FAIRFX 2.30%
£94.46
TRAVELEX 4.40%
£180.81
CANNYAPP 4.52%
£185.74
POST OFFICE 4.57%
£187.92
…vs travel money cards and prepaid travel cards
With Currensea's travel debit card you don’t have to worry about topping up before you spend or juggling currencies. We automatically give you the best live interbank exchange rate, every single time you spend.
 TOTAL CHARGES, %
TOTAL CHARGES, £
CURRENSEA
ELITE & PREMIUM PLAN		 0%
£0
CURRENSEA
ESSENTIAL		 0.5%
£20.55
STARLING 0.52%
£21.37
MONZO 0.63%
£25.70
REVOLUT + £4.99 card delivery 1.25%
£51.19
…vs challenger banks
The Currensea travel debit card connects directly to your existing account, so you don’t need to worry about switching bank accounts, creating a new account or managing multiple balances.

See how much you can save using a Currensea travel debit card in Europe

Save in 180 currencies vs high street banks, prepaid travel cards and travel debit cards
Get the best euro exchange rate - £75 saved when in Rome using a Currensea travel debit card
Find out more
Get the best euro exchange rate - £130 saved when in Valencia using a Currensea travel debit card
Find out more
Get the best euro exchange rate - £70 saved when in Amsterdam using a Currensea travel debit card
Find out more

Our connected banks

We work with all the major UK high-street banks
Currensea connects to all the major UK banks

Read Currensea's reviews on Trustpilot

 
Trustpilot

Why is Currensea better than using a
debit card or a prepaid travel card?

We link with your current bank account via Open Banking to make saving money simple.
You can find out more about Open banking here
No new bank account needed with a Currensea travel debit card

No new bank
account needed

Forget having to set-up and manage multiple accounts

No need to top-up with a Currensea travel debit card

No need to
top-up or pre-pay

Remove the hassle and inconvenience of pre-loading another card

No need to pre-pay with a Currensea travel debit card

No ATM fees

 

Pay no ATM fees if you withdraw under £500

How Currensea's travel debit card works

How Currensea links to your bank account

Link your bank account with Currensea

  • Currensea connects to your bank account removing bank fees when spending in foreign currency's

  • No topping up, no moving money and no new bank account needed

  • Better rates than the banks, post office or any FX provider

How Currensea is like your debit card but without the fees

Like your debit card, but without fees

  • Pay in any of the 180 currencies across the world

  • Transactions go through at the real-time rate without any fees

  • Get an app notification and email detailing your spend and savings using Currensea vs your bank

How Currensea processes all of your transactions

We process all of your transactions

  • We automatically Direct Debit your linked bank account

  • All transactions are shown in your Currensea App

  • Once processed, your transactions appear on your bank account

Your account is secure with Currensea

Currensea is Authorised by the Financial Conduct Authority

Authorised by the Financial Conduct Authority

Currensea is secured with the latest bank security and encryption technology

Freeze your card anytime at the click of the button via the app

All purchases made using a Currensea travel debit card are protected by Mastercard Chargeback Protection

All purchases protected by Mastercard Chargeback Protection

As seen in

Head for Points Currensea review
The Gadget Show Currensea review
Money Saving Expert Currensea review

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City A.M. Currensea review
Forbes Currensea review
Evening Standard Currensea review
Sunday Express Currensea review
The Fintech Times Currensea review
The Independent Currensea review
Which Currensea review