Should I get a
travel credit card?

Although travel credit cards can be a way to avoid exchange fees when travelling abroad, travel credit cards often have very high interest rates which means that if you don’t pay the balance off in full each month, you could end up cancelling out the exchange rate benefits.

Get my free card

Even though some travel credit cards allow you to withdraw cash from an ATM without charging a fee, you’ll still be charged interest on cash withdrawals even if you clear your balance each month. Not everyone is guaranteed to be accepted for a travel credit card as you might need to earn a minimum income and have a good credit score. You might also have to pay a monthly or annual fee to use the travel credit card.

A better solution, only offered by Currensea, is the direct debit travel card. You simply spend abroad in any desired currency as the money will be collected from your existing bank account by direct debit.

A new way to spend abroad without worrying about fees, topping-up, and managing multiple accounts.

Plus, our free card and takes minutes to sign up.

	TOTAL CHARGES, %	TOTAL CHARGES, £
CURRENSEA ELITE & PREMIUM PLAN	0%	£0
CURRENSEA ESSENTIAL	0.5%	£46.13
RBS	3.27%	£301.71
BARCLAYS	3.51%	£323.86
HSBC	3.38%	£311.50
LLOYDS	4.03%	£371.86
SANTANDER	3.63%	£334.61
TSB	4.56%	£421.20

…vs high street banks

You still get all the security of using your bank account, just without the fees. It’s as simple as that.

	TOTAL CHARGES, %	TOTAL CHARGES, £
CURRENSEA ELITE & PREMIUM PLAN	0%	£0
CURRENSEA ESSENTIAL	0.5%	£46.13
CURVE + £4.99 card delivery	2.58%	£238.29
CAXTON	2.25%	£207.60
FAIRFX	2.27%	£209.60
TRAVELEX	4.40%	£405.98
CANNYAPP	4.52%	£417.05
POST OFFICE	4.53%	£418.20